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Our product, sold by Never Opted In. Eight templates in one PDF: five letters and three check pages. Templates 1 to 5 and Template 8 describe federal consumer laws or rules; Template 8 also describes two app stores' policies, which are not law. Template 6 relies on your own gym contract and sets out what five states' statutes say. Template 7 sets out app and game store refund policies, which are platform policies, not law. Each template lists the conditions its source sets, the section they come from and the date the text was checked.